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Summary
This podcast episode discusses recent news and updates in the credit industry. The hosts attended the NPL conference in London, where they observed three main themes: consolidation, regulation, and behavioral technology. They also discussed research showing that consumer debt levels in the UK have decreased to their lowest level since 1999. In the US, new legislation has been finalized to ban excessive card late fees. Additionally, research from Citizens Advice reveals that many UK adults have accidentally taken out subscriptions in the past year. The hosts also discussed Apple's latest announcements, including the rollout of an API for developers to access financial information from Apple products and rumors of a major update to Siri.
Key Points:
Consolidation is happening in the non-performing loan (NPL) industry, driven by tight margins and the need for efficiency.
Regulation is an ongoing theme in the NPL industry, with an EU d...
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