[INSIGHTS]: OFCOM Treating Vulnerable Customers Fairly

External Links:

https://www.ofcom.org.uk/consultations-and-statements/category-2/treating-vulnerable-consumers-fairly

https://www.ofcom.org.uk/__data/assets/pdf_file/0024/244473/2022-treating-vulnerable-customers-fairly.pdf

Summary

This guide provides phone, broadband, and pay-TV providers with information on how to treat vulnerable customers fairly. It covers topics such as establishing and publishing policies, providing clear and accessible written communications, and offering follow-up information in writing. The guide also includes key statistics and takeaways to help providers better understand the needs of vulnerable customers.


Find more at our training here


Key Points

  • Providers should establish and publish policies to ensure fair treatment of vulnerable customers.
  • Providers should provide clear and accessible written communications, tailored to customers’ specific needs.
  • Follow-up information in writing should be offered to vulnerable customers who would benefit from it.
  • Providers should record information about vulnerable customers and their needs.
  • Providers should monitor their performance in treating vulnerable customers fairly.
  • Staff training is essential to ensure that providers can identify and support vulnerable customers.
  • Providers should signpost customers to external sources of help where appropriate.
  • General Condition C1.4 requires that contract information be provided in a clear and comprehensive manner.
  • Section 68, Part 2 of the Consumer Rights Act 2015 requires that consumer contracts or consumer notices are transparent and written using plain and intelligible language.
  • Some customers have lower levels of literacy or health conditions that affect their ability to process information.
  • Offering follow-up information in writing will be useful for many people, especially vulnerable people.
  • Providers should be clear if there is an action for the customer to take, for example, if they are expected to get in touch or make a payment.
See also  INSIGHTS ¦ Consumer vulnerability webinar: sharing vulnerability data – the pros and cons

Key Take Aways

  • Providers should take steps to ensure that vulnerable customers receive the support and services they need.
  • Clear and accessible written communications are essential for vulnerable customers.
  • Follow-up information in writing can be useful for customers who have difficulty processing information in real-time.
  • Providers should tailor their communications to customers’ specific needs.
  • Providers should record information about vulnerable customers and their needs.
  • Monitoring performance is essential to ensure that providers are treating vulnerable customers fairly.
  • Staff training is essential to ensure that providers can identify and support vulnerable customers.
  • Providers should signpost customers to external sources of help where appropriate.
  • Contract information should be provided in a clear and comprehensive manner.
  • Consumer contracts or consumer notices should be transparent and written using plain and intelligible language.
  • Providers should be aware that some customers have lower levels of literacy or health conditions that affect their ability to process information.
  • Providers should be clear if there is an action for the customer to take.
  • Providers should use simple language, minimize jargon, and avoid technical terms.
  • Key pieces of information should be highlighted, for example, using bold or color.
  • Providers could consider testing their communications with vulnerable people and/or consumer bodies to check the content is sufficiently clear and engaging for vulnerable customers.

RO-AR insider newsletter

Receive notifications of new RO-AR content notifications: Also subscribe here - unsubscribe anytime