DEMSA update: Festive Update

I am pleased to say that we have active FCA participation in our research work on IVA voting by regulated creditors and its alignment with the Consumer Duty. We have a call in the New Year. We also have engagement with The Insolvency Service following the IPA event in November, bt in terms of the personal insolvency reform stakeholder groups and their market work regarding IVAs that failed in the first 2 years.  
Link: https://www.ro-ar.com/demsa-summary-https-www-ro-ar-com-demsa-update-ofgem-ofwat-ukrn-consumer-duty-debt-advice-personal-insolvency-collaborations-training/  
The Money Charity – a challenging cost-of-living Christmas
I haven’t quoted from the release in order to keep the tone of the bulletin upbeat.
Link: https://themoneycharity.org.uk/the-money-stats-december-2023-a-challenging-cost-of-living-christmas/  
Debt Advice Process – Joint DMPs

I have published a Blog on LinkedIn ahead of the FCA debt advice ‘portfolio’ letter in the New Year. I think that we ...

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